Abraham's Sacrifice

When Isaac became a young boy, God spoke to Abraham and commanded him to take his son to Mount Moriah and offer him as a sacrifice to God. This was God’s test of Abraham’s faith.

Abraham loved his son very much, but did not hesitate to follow God’s words for he was a man whose faith in God was strong. As Abraham and his son reached the place where the sacrifice was to be performed, Isaac said to his father, “Father, where is the lamb that is to be sacrificed?” Abraham replied, “My son, God will provide the lamb”.

“Though I cherish you, I must now offer you.”

Please watch this video! God bless!

The Family of Chords

I started playing guitar when I was 14 years old. As an amateur musician, I usually perform in front of my little notebook with lyrics and chords in it. Sometimes I memorize the chords especially when I get used to the song I am playing. My mentors during that time discourage me to memorize chords but they encouraged me to be familiar with the tune and learn Family of Chords.

Here’s the family of chords:

Manny Pacquiao Update

To all Manny Pacquiao fans, here's the latest news as reported in 24 ORAS yesterday, June 17, 2008. According to the news, Manny maintains speed as the choiced weapon against southpaw and WBC Lightweight Champ David Diaz in their upcoming bout on June 28, 2008.

Porsche Phone

The Porsche Design Group (Porsche Lizenz- und Handels-gesellschaft mbH & Co. KG) of Stuttgart, Germany, [and French-based Sagem Mobiles (Safran Group) are presenting the first Porsche Design Mobile Phone, the P’9521.

The casing is milled out of a solid aluminum block – a unique production method for mobile phones. With this product, Porsche Design has remained loyal to its clear design language and has utilized sophisticated material. The typography, styling and colors of the menu emphasize the mobile phone’s very functional character. A double hinge made from aluminum enables the screen to be rotated through 180° – thus allowing the phone to be used as a digital camera.

The P’9521 features a fingerprint reader, which clearly identifies the user and thus ensures secure access to personal data. In addition, individual fingerprints can be assigned to particular numbers or phone functions, making operation particularly easy. The standard PIN code can also be replaced by a fingerprint. The know-how for this technology was delivered by Sagem Mobiles, which has expertise in the field of biometrics.

Technical Details

• CAMERA:3.2 Mega pixels
• Auto-focus
• Flash 2 LEDs
• Torch for video record in dark conditions
• Digital Zoom
• Quality Enhancement
• PHOTO/VIDEO:Record MPEG-4 / AAC
• Zoom x6 on Photo Zoom x3 on Video
• Accelerometer for automatic picture display
• Media Album
• MUSIC: Advanced Music Player
• 3D-sound
• Real stereo
• Bluetooth Profiles AADP, AVRCP
• MP3, AAC, AAC+, eAAC+, WAV, midi
• APPLICATIONS:Browser OperaMini
• Pull e-mail
• Light sensor
• No embedded Games by defaut / Java Games supported

How To Survive Over Imposibilities

"I could never convince the financiers that Disneyland was feasible, because dreams offer too little collateral." -- Walt Disney

Today, Disneyland is one of the biggest tourist attraction on the globe. That fact makes it a little difficult to remember that over 45 year ago, Walt Disney was advised by every amusement park operator in the country that the amusement center he envisioned would fall flat on its face. It's also difficult, after Disneyland's many years of unbridled success, to recall that following the madhouse opening, most media commentators declared the park overpriced, badly managed and a likely candidate for a quick and early demise.

Walt Disney, of course, ignored the bad press the same way he ignored all self-appointed experts. The idea of an amusement park unlike any other had been in the back of his mind for at least 20 years before it was actually born... (disneydreamer.com)

There are insurmountable issues/problems/concerns at home, workplace or elsewhere that puffs out everyday that sometimes more often than not, it kills the excitement in us to expect great things coming our way.

Being a subordinate or a supervisor in a goverment office, as the case may be are both challenging. Nevertheless, both are equipped and tasked to accomplish each role or responsibility. As public servants, the duty to perform the task at hand and the eagerness to serve the people should always prevail. At all times, the goverment shall exist for the people and not the people to serve the goverment.

Pressures regarding the completion of a task always exist. Remarkable reports or sometimes our journals remind us to finish the thing we should do to meet the deadlines. But hey, there will always be people, time, circumstances, events that oppose our plans and strategies. How does a leader handle others who oppose his leadership? When doubts trumpet over our ears telling us that we are doomed to fail, can we still move on?

"Walts empleyees responded to the new challenges, and helped out when troubles arose. For instance, there was difficulty obtaining architects' drawings of turn-of-the-century buildings, so animator-director Ward Kimball contributed rare books of drawing from his own collection.

When technical problems arose to block an effect Disney wanted, he had a serene faith in his staff's abilities to overcome them." (disneydreamer.com)

How do we react when the world is against us? Here are some tips on how to survive the impossibilities:

• THINK BIG. Walt Disney started the creation of a Disneyland on his mind. He may not have seen the finished Disneyland as of now before his death but he was the first who have seen it on his mind. Whatever our impossibilities, let's think big!



• WORK SILENTLY AND WITH PASSION. Let's do the thing and not grumble. If we intend to work for it, we should avoid pointing fingers to others. Accepting a job gives us two options: we either do it - or we quit.



• ACCEPT FAILURES. Failure is an opportunity to do it again intelligently. A child perfects how to walk only after several knee bleeding. Like us, God allows us to fall so that we could rise up again.



• HUMBLE YOURSELF BEFORE GOD AND MEN. Be geared to do good. It's to hard to remain good, but if you choose it, "panindigan mo nalang." Each act of kindness shall be rewarded.

Many are the plans of men. But god knows every issue and task at hand. In fact, he aware of our concerns. Alam Nya ang ginawa nya. Let God be God and let men be men. God has an appointed time with our dreams and visions. We may see them close to impossibilities but it will certainly come!

Earn money by just updating your blog!

If you are a computer fanatics and you are just updating your friendster and multiply accounts or perhaps you go to a computer shop and play your favorite online games... Why not try creating a blog and update it so you can earn... It's true!

Here's the proof how people earn from blogging:

Rolling Payroll

WHAT IF: Today, you lost the ability to earn income? Do you have enough means to sustain your needs and/or your family’s needs in the years to come?

If your answer to this question is YES, Congratulations! You no longer need to continue reading. If your answer is NO, you don’t have any excuse not to read my mail!

Case Study: Juan dela Cruz (not his real name) is 35 years old, he’s a team supervisor of an I.T. company that he has been working for 5 years, and earns P50,000 net monthly income. He’s married with two kids, wife is a fulltime home-maker. They live in a mortgaged condo unit which they are paying 12,000 a month, with utility bills amounting to 5,000 (electricity, water, telephone, internet, and cable TV). Their groceries for the month is 12,000 (3,000/week). The kid’s education and other expenses are budgeted for 10,000 per month. Transportation allowance (gas, parking fees, toll fees, etc.) is 6,000. The family’s total overhead expense every month is P45,000 or more. After paying for the expenses, Juan saves whatever that is left (if there is any). What happens if today, Juan lost the ability to earn an income due to an accident or a debilitating disease? Here’s what can happen:

1. If Juan’s employer provides for an accident/health benefit coverage, Juan can get away with the hospital bills. For generous employers, Juan can receive some financial assistance which is usually equivalent to one-month salary for every year of service. This is already his separation package from his company (P250,000).

2. Let’s say that Juan’s employers are extremely generous and they doubled his separation package making it a total of P500,000 net. How long can P500,000 take him? Eleven months! (500,000/45,000 = 11.11months)

3. How do you propose to manage the P500,000?

a. Put it on Time Deposits? If Juan is lucky, he can get 6% annual interest on time deposits. But this will only give him 30,000 returns every year or 2,500 per month. Certainly, not enough to cover his expenses.

b. Streamline the monthly expenses? Renegotiate the mortgage so that it becomes as low as 6,000 but the years of payment are extended? Cut 20% from the groceries and 50% on kid’s education? Let’s say we are able to reduce the expenses to as low as 22,500 (50%), how long can P500,000 take Juan’s family? 22 months! (500,000/22,500 = 22.22 months). But after 22 months, what happens next?

c. The wife goes out to find employment? Possible, but she has to do some “sharpening of the saw”. Will she be able to find a gainful employment? How will she manage to be physically and emotionally strong at the same time?

d. Sell whatever properties they have and move to the province where the cost of living is at a minimum? Sure, why not, this would extend their monthly expenses to 50 months! (500,000/10,000 monthly expenses = 50 months). Juan’s family can live on a diminished budget for at least 4 years. But what happens next?

Unless you would want to go through the dilemmas of Juan yourself by managing the “After” and neglecting the “Before”, a typical Filipino attribute, here’s a better approach: An INCOME INSURANCE.

1. Since Juan is earning 50,000 per month, his total annual net income is P600,000.

2. To replace a P600,000 annual income, Juan needs to put a capital of P10,000,000 in time deposits earning at 6% interest rate so that he and his family can live from the interest earnings alone and keep the capital intact for future use.

3. But how can an average income earner employee create a 10Million capital?

4. You’d be surprised to know that there are a number of financial instruments that can provide a 10 Million-peso capital! For as low as P137.50 per day, Juan can get a lease of P10 Million!

Below is the Income Insurance chart. You can find how much capital you need and how much is your daily participation:




Note: The chart is computed for a 35-year-old male, non-smoker.

As you have observed from the chart, for as cheap as a cup of an instant coffee or a parking ticket, one can already insure his income! If Juan has only listened to me yesterday, he would not be having dilemmas on what to do today.

Let your financial consultant assist you in creating a Rolling Payroll for you today!

From Chris L.

13-year-old Spelling Bee Champ

Do you want to be the head and not the tail? Well, almost every one of us wanted to be on the top. But the truth is it takes so much hard work and determination to achieve it. We need to spend so much time, and energy to develop the skills we need.

Let’s learn from a 13-year-old Spelling Bee Champ who works hard enough for him to be on top.

Youtube downloader absolutely free

Here's a site where you can download videos from youtube for free. You can download and convert flv file directly to your computer.